What is Workers’ Compensation?

Workers’ compensation, also known as workman’s compensation, is essentially an insurance policy. It protects workers against injuries they receive while at work that may keep them from returning to work for a while or performing the same tasks that their previous job demanded.

It is designed to cover medical costs for the injuries or illnesses suffered while performing the normal duties of a job. In many places, it also gives some income replacement, sometimes as much as 2/3 of the previous pay, until the worker is able to return to his or her job. It can also provide some longer-term benefits to an employee’s family if he or she happen to suffer a fatal injury.

Workers’ compensation is a state-run ordeal, which means that the only federal statutes concerning workers’ compensation are for governmental employees. In all other cases, the states pass laws that determine how much a worker can get for an injury, and which injuries qualify for compensation. It is important to understand the specific laws in your jurisdiction (state) before filing a workers’ compensation claim because it will put you in the best position to be successful.

Contact Us

Workers’ compensation can be a very complex series of statutes and regulations that change across state lines. Legal representation can be very helpful when trying to navigate through these complicated issues. For more information, contact the Pennsylvania workers’ compensation lawyers of Lowenthal & Abrams, P.C. by calling 610-667-7511.