Pennsylvania Short-Term Disability Attorney

All it takes is a moment of bad luck. Being in the wrong place at the wrong time, or turning your head for just a second can lead to an injury that keeps you out of work beyond the scope of accruable sick and vacation days. Although the injury may not permanently affect your ability to perform your job responsibilities, it may restrict your physical or emotional well-being for long enough to be problematic.

Workers’ compensation, of course, is only available if the disabling injury occurs on the job or due to an ongoing aspect of the job, and since as many as 60 % of incidents that generate significant disability occur outside of the workplace it becomes clear that there is a need for other forms of coverage.

The Pennsylvania workers’ compensation lawyers of Lowenthal & Abrams, P.C., can help you to pursue all avenues of benefits that are available to you. Contact us at 610-667-7511.

Different Short-Term/Temporary Disability Options

As mentioned above, if the injury that temporarily disables you is directly related to the performance of job-related functions and occurs in the workplace, you may receive workers’ compensation benefits through your employer’s workers’ compensation insurance. These benefits are designed to pay for medical expenses derived from care given for work-related injuries and illnesses, and they also render financial compensation for lost wages. However, since many of the incidents in question occur independently of one’s job, the odds are that this route may not be made available to you.

For this reason, many employers offer short-term disability coverage as a benefit to employees, whether that the employer or the employee pays for the coverage. Some states require employers to carry this insurance, but Pennsylvania does not, so as an informed worker in the Keystone state you might have selected your own private short-term disability insurance. Each policy has different terms, but generally the payments from the benefit constitute a percentage of your wage (no more than 70% usually) and will last for no longer than the specified maximum length.

Your Insurers Say, “Profit First, People Second”

If you have ever had to grapple with an insurance company over payment for medical bills or auto repairs in the wake of an accident, then you have experienced firsthand the profit-driven nature of your insurers.

The Pennsylvania workers’ compensation lawyers of Lowenthal & Abrams, P.C., know how important it is for your and your family to receive all the financial benefits you can when you suffer an injury that makes it impossible to earn your normal wages. We can help you to pursue benefits through workers’ compensation, your private insurance, or the Social Security Administration’s disability coverage.

Contact Us

Although we are very sorry that you or your loved one has suffered a disabling injury, we are proud to be able to offer you dedicated and experienced legal representation in your time of need. Contact Pennsylvania workers’ compensation lawyers, Lowenthal & Abrams, P.C., at 610-667-7511 to discuss your individual case.